Funding guides

Plain-English answers to the questions business owners actually type into Google before they borrow.

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Merchant cash advance vs. business line of credit: which one, when

Same $50,000, two very different bills. A side-by-side on cost, speed, approval odds and the situations where each is the right call.

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Bad credit

How to get business funding with bad credit

Under 600? Here is what still approves, what it costs, and the 90-day plan that moves you into cheaper products.

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Startups

Business funding with less than a year in business

Month-by-month: what opens up at 0, 3, 6 and 12 months, and the three habits that make month 12 look good to a lender.

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Grants

Are small business grants real? What exists, what does not

Yes, real grants exist. No, there is no free government money to start any business. Here is the honest map of what is out there and who wins it.

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See what your business qualifies for

60 seconds. No hard credit pull. Options from 40+ funding partners, or a grant path if you are not ready to borrow.